Indian Digital Payment Intelligence Corporation (IDPIC) — India's unified platform for payment fraud detection and prevention, dedicated to securing digital transactions across the nation.
Integrating intelligence across all banks, NPCI, card networks, payment aggregators and fintech apps into a unified national defence layer.
Builds on advanced mule detection with 13-month anonymized transaction history and connected account graph analysis.
Instant transaction risk scores accessible to all ecosystem participants via secure, standardized API infrastructure.
IDPIC is a new institutional entity Incorporated as a not-for-profit Section 8 company under the Companies Act 2013, IDPIC serves as India's Central Fraud Intelligence Hub, fraud detection across the entire payments ecosystem.
A comprehensive suite of fraud intelligence capabilities — from real-time transaction scoring to cross-institution intelligence sharing.
Continuous monitoring across all payment channels. Enhanced Early Warning Systems (EWS) with shared intelligence from every participant.
Centralized hub integrating fraud signals from banks, NPCI, card networks, payment aggregators and fintech platforms.
Self-learning models trained on 13 months of anonymized transaction data. Identifies behavioral anomalies and emerging fraud patterns.
Builds on RBI's MuleHunter.ai to track and disrupt fraudulent mule account networks before losses occur.
Early warning signals and actionable risk scores enabling institutions to act on threats before fraud materializes.
Full adherence to RBI Fraud Risk Management Directions, DPDP principles and cybersecurity standards.
